Thank you for your response.
- The 20% APR currently shown reflects the ideal APR, which includes bonus rewards. If we become ineligible for bonus rewards, the APR will decrease. This is why we’ve mentioned a 15%+ APR in our introduction—our goal is to provide realistic expectations, we won’t exaggerate.
I agree with what @Juminstock is saying and think this is misleading and should be worded more accurately. I think it would be acceptable if it were at least expressed as “~19.91%” and explained in detail in the documentation.